|Application Name:||Baton B2B Payments Network|
Baton’s B2B invoice payments network provides small businesses with real-time, risk-free and debt-free payments. Businesses get paid 100% of the invoice value, less a fixed fee, in as few as 3 days, eliminating the risk to cash flow caused by waiting 30, 60, 90 days or more for payment. By moving invoice balances and associated payment risk to the bank’s balance sheet, Baton enables small businesses to accelerate their cash flow and expand their selling power – all the while enabling our Member Banks to safely and efficiently tap into the single largest growth opportunity in small business banking.
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Founded by small business banking and financial services veterans, we are the industry’s first B2B Payments Network. Baton delivers a new structured financial solution capable of eliminating small business B2B trade credit (accounts receivable) in the way the credit card payments network virtually eliminated B2C trade credit